Verifying identity is a key component of Know Your Customer (KYC) and anti-money laundering efforts. This process involves comparing information provided by the signer to data sources to confirm that the information is true and accurate. 심부름센터
This information is usually provided via documents, such as a passport or driver’s license. To add a layer of assurance, companies can include “something you have” verification methods.
Background Checks
Background checks are a crucial part of any hiring process. These checks reveal information about an applicant’s past, including criminal convictions, work eligibility status, and liens. They also check if an individual is on sex offender lists and terrorist watchlists like the INTERPOL Most Wanted and European Union terrorism list.
Depending on your industry, you may need to run additional types of background checks such as verifying financial eligibility or education credentials. You might also consider social media checks for customer-facing roles and peer recommendations for technical positions like developers, coders, and engineers.
However, background checks aren’t always accurate and can contain false information if public records are incorrect or an individual is identity theft. Identity verification screenings can help minimize the risks associated with inaccurate background checks by ensuring the person screened is who they claim to be.
Authenticity Checks
In order to mitigate risks and maintain a high level of trust in online transactions, it’s important for businesses to ensure that the people they are dealing with are who they say they are. This process is known as identity verification and authentication, and it relies on a variety of different checks to connect an individual’s claimed identity with their real-world physical characteristics.
These verification processes typically include leveraging biometric signals, government-issued ID cards, self-captured selfies, and other documents to confirm an individuals’ identity. Additionally, companies can incorporate risk-based and adaptive authentication using contextual data such as time of day, device type, or even a user’s favorite singers and sports teams to make more accurate validation decisions.
Authentication is an essential component for banks and other financial institutions, as it helps them comply with Know Your Customer (KYC) regulations to prevent money laundering and other fraud. Comprehensive IDV also helps to deter scams by making it harder for criminals to take advantage of a business’s vulnerable systems and steal user data or access confidential information.
Social Media Checks
A professional social media check provides insight into a candidate’s character and behaviour that may not show up in a criminal record or reference check. It also reduces risks to reputation, data security and brand integrity by examining a candidate’s online presence for potential red flags like bullying, nudity or excessive bad language.
After a candidate consents to social media screening and provides a valid email address, Certn’s technology searches key social media platforms for public content that matches job-relevant risk categories. This includes racial slurs, violence, inappropriate images and more. Any content that is flagged is then synthesized into a compliant report for review. A full list of criteria used to identify the matching content is included, providing greater context for assessing why the result was generated. This makes the process more efficient and helps to avoid personal bias or misidentification. It also ensures the results are accurate and fair. Only publicly available information is searched; no hacking or scraping of private content occurs during a social media screen.
Two-Factor Verification
Two-factor verification is an extra layer of security that prevents hackers from accessing an account even if passwords are stolen or compromised. It requires something the user knows (a username and password) and something they have (a device, fob or authenticator app).
The majority of large sites support 2FA and require it to be turned on by default. It works by sending a verification code to the user’s phone, either via SMS or as a voice call. The user enters the code at the login screen to log in.
Healthcare facilities often use it to safeguard sensitive patient information and avoid data breaches. In addition, many users set up 2FA on their tax filing website and payment apps to ensure that no one else can access their accounts. It is estimated that cyberattacks will cost businesses $6 trillion by 2020, so implementing an additional layer of protection is a smart investment. That’s why more and more sites are offering it.